Pensions

Speak with one of our advisers today

0800 055 6585
Find your
local branch

Whether you're retired or approaching retirement, you will want the maximum benefit that is available for your money. This is arguably the most vital time to receive our expert financial advice. Some of the decisions you make now can only be made once and will impact on your quality of life in retirement. 

Pension Freedom

Recent changes in Government legislation have revolutionised pensions and savings which includes being able to access to your pension pot from age 55 and freedom in how you take your benefits.

While in the main this is extremely good news, the increased choice also brings a level of complexity that warrants high quality advice.

 

There are several options available:

  • Leave your pension as is and take the money later
  • Receive a guaranteed income (annuity)
  • Receive a flexible income (drawdown)
  • Take cash in segments (drawdown)
  • Cash in your whole pension in one go*


To achieve pension freedom it is imperative that you receive high quality financial advice to make the most of the new options available in order to secure a better financial future.

* This can give rise to a very high tax charge and you should always seek professional advice.

Building Your
Pension Pot

Pensions are a very tax efficient form of saving as generally you can receive tax relief on all payments made into them within set limits.

LEBC's experts are on hand to advise on the most efficient ways to build your pension pot.


Important Information:
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.

Complementary Services

Create your tomorrow today. Learn more about the wide range of services available from LEBC.

Create your tomorrow

LEBC are experts in their field and are able to translate that expertise for those of us floundering in the mire. My adviser is friendly, competent and a pleasure to work with.

Private Client
Bristol